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Best Degrees for High-Paying Global Careers in 2025

April 30, 2025 by Mercy Awofiranye

The global career scene is changing rapidly, and with the rapid shift in the global economy, choosing the right degree is more than a matter of passion; it’s more like an investment in your future. The advent of technology and its further improvement are facilitating changes in the global work scene. The careers that were in high demand about a decade ago are now becoming less lucrative, and on the other hand, more are emerging.

As industries adapt to technological advancements, climate urgency, and evolving healthcare needs, employers worldwide are earnestly looking for talent that can meet today’s demand and be flexible enough to adapt and solve tomorrow’s challenges. As a student in a higher institution of learning, while it is important to learn to be flexible and to adapt to these changes, it is important to learn how to carefully choose the best degree, so that it gives you an edge in the global career scene.

In this post, we’ll explore the top degrees targeted at unlocking high-earning careers across borders in 2025. So, if you’re aiming to stand out, stay relevant, and secure financial freedom, this guide is your first step. For more updates on study tips, scholarships, and other opportunities, kindly subscribe to our newsletter.

What Makes a Degree Globally Lucrative in 2025?

A globally lucrative degree in 2025 is more than just a certificate. It is like an access card to industries, innovations, opportunities, and impact across borders. So, what sets certain degrees apart and makes them globally recognized and highly sought after? To answer that, consider the following questions:

Is this field in high demand across continents?
Can the job be done remotely, and does it have the potential to scale globally?
Does this field align with industries experiencing rapid growth right now?
Will this degree open doors across countries, industries, and platforms?

When choosing a degree path, ask yourself these questions if you are aiming for a global career after graduation.

In addition, the rise of artificial intelligence (AI) and the ongoing digital transformation across various sectors are leading the way. But it doesn’t stop with tech. The green economy is also gaining momentum. Earth is our home, and we rely on it for sustenance. That is why investing in it through education and knowledge will always be valuable.

We also cannot talk about the economy or innovation without considering healthcare. True progress across different sectors is only possible when people are healthy and capable of contributing to meaningful change. Technology, sustainability, and healthcare are all connected in this transformation.

In short, technology is here to stay. In the coming years, we will see even more innovation, and this advancement will affect every industry. So, if you are planning to pursue a globally lucrative degree, make sure your chosen field is adaptable and open to technological advancement to thrive.

Top Degrees for High-Paying Global Careers

So, if you’re looking for that big breakthrough career-wise, here are some top degrees for a high-paying global career that you should consider:

1. Computer Science & Artificial Intelligence

Computer Science and Artificial Intelligence (AI) are at the forefront of global demand. Interested in this field? You can explore areas like software development, cybersecurity, robotics, automation, and fintech. According to Precedence Research, the global AI market size was calculated at USD 757.58 billion in 2025 and is projected to hit around USD 3,680.47 billion by 2034. Roles in this field, such as AI engineers, software developers, and cybersecurity analysts, are in high demand across continents, especially in North America, Europe, and Asia. With the rise of remote work, professionals can collaborate with international companies from anywhere.

Average Salary (USA):

AI Engineer: $135K/yr
Software Developer: $120K/yr
Cybersecurity Analyst: $125,990

2. Data Science & Analytics

Date is very important in today’s digital age. Crucial decisions are made based on available data, and businesses rely heavily on data scientists and analysts to help interpret trends, offer solutions, forecast growth, and develop strategies that will have a positive impact on their businesses. The World Economic Forum’s Future of Jobs Report 2025 highlights big data specialists and AI and machine learning specialists among the fastest-growing jobs. As companies increasingly adopt AI and cloud computing, the demand for data scientists continues to rise globally.

Average Salary (USA):

Data Scientist: $150,361/yr
Business Analyst: $103,548/yr
Data Engineer: $129,598/yr

3. Medicine & Health Sciences

Furthermore, the health sciences field will continue to remain relevant. The need for quality healthcare is on the rise, and healthcare professionals will always be in high demand across various contingents. A report by the World Health Organization estimates a projected shortfall of 11 million health workers by 2030, mostly in low- and lower-middle-income countries. This field comprises doctors, nurses, public health experts, biomedical researchers, telehealth practitioners, and others. However, with the rise of medical technology and digital health, new roles are emerging in medical informatics and remote care solutions.

Average Salary (USA):

Medical Doctor: $282,025yr
Nurse (RN or equivalent): $99,125/yr
Public Health Specialist: $91,131/yr

4. Engineering (Software, Electrical, Renewable Energy)

The engineering field will continue to remain one of the most globally employable degrees, especially in areas like software, electrical systems, and renewable energy. Also, with the global push for clean energy and better infrastructure, engineers are vital to building sustainable cities, electric vehicles, and modern communication networks, and more. These professionals are needed worldwide, with high demand in the U.S., Germany, the UAE, Canada, and China.

Average Salary (USA):

Software Engineer: $147,032/yr
Electrical Engineer: $118,030/yr
Renewable Energy Engineer: $110,736/yr

5. Business Administration (with Tech or International Focus)

Bagging a degree in Business Administration is of global value when paired with digital strategy, tech, or international business. Companies across the world need capable leaders who understand global markets, effective communication, and digital transformation.

According to the Graduate Management Admission Council (GMAC), nearly 90% of business school students landed jobs before graduation, thus highlighting the degree’s strong employment prospects.

Average Salary (USA):

International Business Manager: $180,649/yr
Digital Strategy Manager: $191,093/yr
Supply Chain Analyst: $104,625/yr

6. Finance & Economics (with Blockchain/Fintech Knowledge)

The introduction of fintech, blockchain, and decentralized finance (DeFi) has made economic degrees evolve rapidly. These new fields require experts who understand financial systems and technological innovation. Professionals in this space work in investment banking, fintech startups, cryptocurrency firms, and financial regulation.

Average Salary (USA):

Financial Analyst: $106,424/yr
Blockchain Analyst: $1,27,859
Fintech Product Manager: $214,886/yr

7. Environmental Science & Sustainability

Finally, it’s no news that climate change has become a global emergency; there’s an increase in demand for professionals in that space, especially in environmental science, sustainability, and ESG (Environmental, Social, Governance) practices. The International Labour Organization (ILO) estimates that over 100 million jobs may be created globally by 2030 through the transition to a circular economy.

Average Salary (USA):

Environmental Scientist: $75,578/yr
Sustainability Consultant: $99,789/yr
ESG Analyst: $64,223/yr

Conclusion

In conclusion, the world is changing, and the degrees for high-paying global careers are designed not just to prepare you for the job, but they’ll also prepare you for impact. Ensure you select a course that’s targeted at showcasing your potential. If you found this post helpful, then share it with someone who you think will need it too!

Step-by-Step Guide for Nigerians to Get Admission into a Top Global University

April 29, 2025 by Mercy Awofiranye

Dreaming of studying at a top global university but not sure where to start? This guide will help you!

For many Nigerians, studying at a top global university is more than a dream, it’s a goal tied to bigger hopes of quality education, global exposure, and better career opportunities. Many Nigerians understand that there are better opportunities out there, but they don’t just come on a platter.

Let’s be honest, the journey there isn’t always smooth. The rigours of navigating school search, admission requirements, possible rejections, finance, dealing with visa delays, and soon can feel overwhelming.

But Nigerians never give up; every year, thousands of Nigerians overcome the challenges, and they make it happen. According to the U.S. Embassy and Consulate in Nigeria, Nigeria Ranks 7th Globally for International Students in the United States and more than 20,000 Nigerian students enrolled in 2023/2024, up 13.5 percent from previous year. If these people can, so can you, too!

This guide was carefully written to break down the study-abroad process into simple, practical steps to help people like you looking for clarity and direction. From choosing the right course to selecting the right school to document preparation, this guide is here to help you.

You don’t need to know everything at once. You just need to know what to do next, and that’s exactly what this guide is here to help you with.

How To Gain Admission To Top Universities As A Nigerian Student

If you’re planning to travel abroad for your undergraduate degree or postgraduate degree, then the steps below will serve as a helpful guide for your journey.

Step 1: Know What You Want and Why

First things first, outline your goals. Why do you want to go abroad to study? What is your preferred course? What’s your motivation? Is this really what you want, or are you just jumping on popular trends? Before you start the whole study abroad process as a Nigerian student, it’s important you know what you want and why you’re choosing it.

If you’re are fresh graduate from the university, you can consider pursuing a master’s degree in a similar field related to the one you studied in school, which will align more with your academic and career goals if this is what to do full time.

On the other hand, if you’ve graduated for a while, ensure that the course you’re going for tallies with your work experience, as this is part of the things that will be looked at while you’re processing your admission. In addition to this, your course must also align with the in-demand skills of that country, especially if you plan to stay back, get a job, and settle there.

For instance, in Canada, the Federal Skilled Worker Program (FSWP) is a federal immigration program under Canada’s Express Entry system designed for skilled workers with experience in eligible occupations. Depending on the country you’re looking to study, and your goals, ensure that your chosen course aligns with your long-term career goals.

When you’ve settled on the course choice, the next thing is to take it a step further by outlining a list of possible schools you’re looking at based on your location. If you’re looking forward to high-ranking schools, the QS world ranking can help streamline your search.

Step 2: Research the Requirements for Each School

Once you’ve chosen the school, the next step is to search for the requirements for each school. It’s important to understand what the school wants and research extra requirements. Schools have different admission requirements, and it’s mainly dependent on the courses, too. For master’s thesis courses, you need to have an approved supervisor from the school. However, course-based courses do not require this. As a study abroad counselor, I’d advise selecting a course-based course if you’re an international student, as getting a supervisor might not be easy. Typically, schools require the following documents:

Academic transcripts (Bachelor’s degree, WAEC/NECO)
Standardized tests (e.g., IELTS, SAT, GRE, TOEFL)
Recommendation letters
Personal statement or Statement of Purpose (SOP)
International passports
Degree Certificate
CV/Resume

Once you have made the necessary research and you have compiled a list of the requirements, the next step is to organize and prepare your documents. It’s important to have all these documents prepared beforehand so that the application will be seamless.

Step 3: Apply Through the Right Channels

Once you’ve prepared the necessary documents and listed the schools you want to apply to, the next step is to submit your applications through the right channels. While you can apply on your own, it’s often better to go through an experienced counselor who understands the process and can guide you through it.

When applying, double-check the deadlines and make sure to submit before the cut-off date. Some schools use a rolling admission system, meaning they review and decide on applications as they come in. Applying early increases your chances.

Also, pay attention to application fees. Some schools waive them for students from certain countries or have different fee structures. So take note of the deadlines, understand the fee requirements, and apply through the right channels.

Step 6: Apply for Scholarships and Financial Aid

After submitting your application, the next step is to apply for scholarships or financial aid, especially if you’re not funding your studies yourself. Most schools offer different types of financial aid, and you can usually find the details on their websites. Keep in mind that you often need to submit your admission application before you can apply for any school-based scholarships.

You can also explore external scholarship options like DAAD, Chevening, Fulbright, and the Mastercard Foundation. These are usually fully funded and may cover tuition, airfare, accommodation, books, and even living expenses. However, they are highly competitive, so you’ll need a strong application and an excellent academic record.

While school-based scholarships are also competitive, they are usually less so than external ones. They might offer partial benefits like tuition discounts or accommodation support, depending on the specific scholarship.

Step 7: Prepare for Interviews if Required

Some schools may schedule interviews as part of the admission process, especially for competitive programs. These are usually held online and are often short and straightforward.

Take time to practice your responses to common questions about your academic background, career goals, and why you chose the school or program. Keep your answers clear and honest. Make sure your environment is quiet and distraction-free during the interview, and show up prepared, confident, and professional.

Step 8: Secure Your Admission and Begin the Visa Process

If your application is successful, the school will send you an offer letter. Once you accept the offer, you’ll receive official documents like a CAS or I-20, depending on the country you’re applying to.

As soon as you receive these documents, start your visa application process. Do not wait until the last minute. Make sure you understand the requirements and prepare everything you need, including your passport, financial proof, academic documents, and any forms specific to the country’s visa guidelines. Booking your visa interview and gathering your documents early can save you a lot of stress later.

Conclusion

Applying to study abroad takes time, planning, and patience. From preparing your documents to submitting applications and securing funding, each step matters. Stay organized, meet your deadlines, and don’t hesitate to ask for help when you need it. Once your admission is secured and your visa approved, you’ll be one step closer to beginning a new chapter in your academic journey. Stay focused and take it one step at a time.

Japa: Top 10 Study Abroad Countries That Are Visa-Free for Africans

April 21, 2025 by Liberty Okechukwu

Globally, millions of international students are looking for top-notch education and post-graduation employment opportunities abroad. The simplicity of the immigration process for foreign students is one of the main things that draws students to a nation. This means that immigration laws have a significant impact on the nations that African students choose to relocate to.

Although obtaining a visa can be a challenging and drawn-out procedure, knowing that you can visit some countries with your Nigerian passport without the burden of obtaining one is a relief.

You can enter these nations without visa worries with a valid international passport. The following countries have different visa requirements for Africans, but some of them will grant you a visa upon arrival in exchange for a fee, and some of them will let you stay for a certain amount of time before requiring a visa.

In this guide, we have ten study abroad countries that are visa-free for Africans. These countries allow you easy immigration for your studies. Here are the countries you can think of migrating to as an international student:

Requirements for Visiting a Visa-Free Country

Some of the things you may need before departing the nation are:

Your International Passport
Proof of sufficient funds
Accommodation fee
Return ticket

It is important to remember that some nations do not require a visa in order to enter. However, you would have to pay a visa fee before you could enter the nation. By visiting a nation that does not require a visa, you may save the additional expense of obtaining one while still having a great time traveling. Additionally, your passport needs to be valid for at least six months from the date of your arrival.

Top 10 Easy or Visa-Free Countries for African Students

#1. Canada

Do you intend to move overseas stress-free? Because of its simple immigration procedures, Canada is typically the top choice for African students. Although a study permit alone won’t get you into Canada, you will require an electronic travel authorization (eTA) or a visitor visa that is granted in conjunction with your study permit.

Note that students from African countries like Senegal and Morocco can expedite the process of obtaining their study visa by utilizing the Student Direct Stream (SDS). Following the conclusion of your study program in Canada, you are granted an extra ninety days to search for job opportunities.

#2. Australia

Many African students are unaware that one of the simplest places for them to relocate to is Australia. You can travel the world and pursue an eligible program of study with your Subclass 500 Student Visa. Every two weeks, international students are permitted to work up to 40 hours. However, unless you want to stay longer, you are required to depart the country after your visa expires.

#3. Germany

For African students, Germany offers a simple immigration procedure. Only after being admitted to a German preparatory college or higher education institution can you apply for a German national visa. Following your three-month visa, you can submit an application for a residency permit.

Furthermore, international students are permitted to work up to 20 hours per week in Germany under immigration regulations. In the event of a work permit default, students are required to contribute to the German social security system. This may cause your academic performance to suffer as a result. As an international student, you are permitted to work 120 full days or 240 half days per year in addition to your studies.

#4. New Zealand

New Zealand provides two different kinds of student visas to international students: the Pathway Student Visa and the Fee Paying Student Visa.

For the Pathway Student Visa, a valid study pathway from Pathway education providers is necessary.
A letter of endorsement from your Pathway education provider must be presented. The Fee-Paying Student Visa allows students to pursue their full-time studies.

Qualified professionals may apply for residency in New Zealand through the Skilled Migrant Category visas. It is also a desirable alternative for Nigerians looking for a new beginning because of its work-to-residence and study options.

#5. Ireland

African students must get admitted into a higher institution to study an approved full-time course before they are awarded an Irish student visa. You require a student visa and proof of fund with €7,000 to enter the Irish border. To be allowed to remain in the nation for more than ninety days, you must register with the local immigration officer.

Africans are increasingly visiting Ireland in search of work and educational opportunities. To assist students in relocating to the country permanently, the country offers work visas, post-study employment possibilities, and Critical Skills Employment Permits.

#7. Poland

In Poland’s growing economy, there is a great need for professionals in engineering, IT, healthcare, and finance. It offers both work visas and permanent residency opportunities, making it an excellent destination for bright African stduents.

#8. Armenia

Armenia is another country that provides easy way to apply for a visa. The application is available online via the Armenian e-Visa system.

To apply, you need a valid passport, a recent photo, evidence of accommodation, and a trip itinerary. The cost of obtaining a visa is affordable, and approval often takes a few days.

Armenia’s rich history, breathtaking landscapes, and welcoming visa policies make it an excellent destination for Africans seeking new experiences.

#9. Norway

Norway is a fantastic area to live for Africans looking for stable social welfare, high income, and a peaceful environment. The country provides professional work permits and has a significant need for engineers, doctors, and IT specialists.

#10. Singapore

Singapore provides students with an excellent foreign experience because of its top-notch colleges that provide English-language programs, vibrant city life, and simple immigration processes.

The majority of foreign students in Singapore simply need to apply for the Student’s Pass, which is handled by the Immigration and Checkpoints Authority of Singapore. The Singaporean Immigration & Checkpoints Authority (ICA) is where students must submit their applications.

Additionally, Georgia:

This is the only nation in Europe to provide Nigerians a visa upon arrival. Since visas are only granted upon arrival, it is also considered a visa-free country.

FAQ

What are the most budget-friendly countries for African students?

France, Brazil, Germany, and Norway are notable for their reasonable living expenses, scholarships, and inexpensive tuition.

Can African students study for free in Europe?

Public universities in Norway and Germany provide tuition-free education; however, students are still required to pay small administrative fees and cover living expenses.

What financial aid options are available for African students?

For qualified students, scholarships such as Kistefos in Norway, DAAD in Germany, and Eiffel Excellence in France assist with living expenses and tuition.

What is the cost of living for African students in affordable countries?

Countries like Norway and Germany have monthly living expenses of between $1,200 and $1,500.

Do students need to know the local language to study abroad?

No, students may not need to know the local language to study abroad, but it can be an advantage. .

Let’s help you.

How do you go about your admission processing into schools in the US and Canada? Don’t worry! We’ve got your back! Enrolling in the top universities in the world can increase your chances with employers. Unfortunately, studying abroad can be expensive due to the current economic crisis. But this shouldn’t limit you, as there are other options you can explore to enhance your career.

MPower Finance and Prodigy Finance are some of the best student loan providers for international students. They also do not require any cosigner or collateral before application. At EdXtra Associates, we can help you with your loan application process. We also provide educational consultancy services for international students to help make your journey easier and faster. You can reach out to us, as we’d love to guide you through this journey.

Exciting New – MPOWER Partners with 63 New Universities for Student Loan (In US and Canada)

February 3, 2025 by edXtra Digital

We’re excited to share that, starting this January 31, MPOWER Financing, our student financing partner, is expanding eligibility to include 63 additional schools across the U.S. and Canada, bringing the total number of eligible schools to over 500!

What’s more:

MPOWER has carefully selected specific programs at these additional schools to ensure students receive the best possible experience.

See the list of the 63 schools and their eligible programs below. You can also access our complete and most up-to-date school list on our website.

Only select programs at these schools are eligible – to meet the needs of international students pursuing competitive programs. These include high-demand fields such as:

Computer science
Engineering
Data science/Artificial Intelligence (AI)
Business (including MBA), and
Medical programs (including nursing, MD, and DDS)

We encourage you to share this exciting update with other students considering these schools and programs. They can now apply for funding to make their educational dreams a reality.

We remain committed to making higher education more accessible for international students.

If you have any questions or need guidance with your study abroad and financing journey, feel free to reach out on WhatsApp: +2348184450903

List of 63 New School

Andrews University
Arkansas State University
Azusa Pacific University
Boise State University
California Baptist University
California Lutheran University
California State Polytechnic University-Pomona
California State University-Chico
California State University-Fresno
California State University-Sacramento
California State University-San Marcos
D’Youville College
Dominican University of California
Drew University
East Carolina University
Embry-Riddle Aeronautical University-Daytona Beach
Embry-Riddle Aeronautical University-Prescott
Fitchburg State University
Florida Institute of Technology
Georgia Southern University
Lawrence Technological University
Lewis University
Lynn University
Marywood University
Minnesota State University-Mankato
Monroe College
Montana State University
Northern Arizona University
Niagara University
Oakland University
Ohio University
Portland State University
Rutgers University-Camden
Sacred Heart University
Saint Joseph’s University
San Francisco State University
San Jose State University
Southern Illinois University-Edwardsville
State University of New York at New Paltz
Tennessee Technological University
Texas State University
The University of Tampa
The University of Texas at Arlington
The University of West Florida
University of Alabama in Huntsville
University of Illinois Springfield
University of Incarnate Word
University of Michigan-Dearborn
University of Missouri-St Louis
University of Nevada-Reno
University of North Carolina at Charlotte
University of North Carolina at Greensboro
University of North Florida
University of North Texas
University of St Thomas (Houston)
University of Utah
University of Washington-Bothell Campus
University of Washington-Tacoma Campus
Utah State University
Wayne State University
Webster University
Wichita State University
Wilkes University

Top International Student Loans for African Students 2023

June 13, 2023 by edXtra Digital

What are the best international student loans for African students? We get asked this question a lot from students. I’ll answer this question in this article.

There are two types of student loans. Federal student loans – offered by the government (mostly in the US). And Private student loans – offered by private companies and financial institutions.

Ideally, federal student loans offer more advantages. It would be considered the best financial aid option for students compared to private loans. But in reality, federal loans are limited to US citizens and eligible non-citizens. So, for most international students, after considering options like scholarships and grants, a private student loan is the only option.

That narrows our student loan comparison down to private loans. And few international student loans accept African students to study abroad.

In this article, we will discuss two of the most recommended student loans for students from Africa. From Nigeria, Ghana, Kenya to Rwanda, Liberia, Ethiopia, and so on.

We help African students get student loans to study abroad for postgraduate programs. For health care and health sciences, STEM fields, education and training, law, and finance) in US and Canada. Click here to learn more.

The Challenge of Getting Student Loans for African Students

The major challenge with finding reputable lenders that support students from Africa or emerging marketing is collateral and cosigner requirement.

Popular student loan providers require students to provide a cosigner before they can qualify for a loan. Some financial institutions require collateral.

A collateral is a valuable asset a borrower pledges as security for a loan to protect the lender’s interest. If the borrower defaults on repayment, the lender can seize the collateral and sell it to recoup the loss. Student loan from a lender in your country, in most cases, will require collateral.

A cosigner is a person (often a parent, close family member or friend) that takes full responsibility for paying back a loan, together with the primary borrower. The co-signer is obligated to pay any missed payments and even the full amount of the loan if the borrower doesn’t pay. A cosigner should have a good credit score. The cosigner will also need to be a U.S. citizen or a permanent resident.

Adding a cosigner provides your lender with additional assurance that the loan will be repaid.

Unfortunately, most students do not have a valuable asset to present as collateral. They don’t have family members to stand in as cosigners. This is a major barrier preventing most students from accessing student loans.

The solution to the challenge

The good news is that a few innovative financing companies are redefining the requirement for student loans. Rather than evaluating students based on how much assets they or their parents have or by who they know. These companies evaluate students based on their future career and earning potential.

Get admission at a reputable university or college for a course with high market demand and earning potential. You can get a student loan to cover part or your entire study cost – from tuition to living expenses.

Hence, the best international student loans for African students do not require collateral or a cosigner.

Best International Student Loans Without A Cosigner Or Collateral

1. MPower Financing

Founded in 2014, MPower Financing offers no-cosigner student loans for international students, including African students, to study in US and Canada. MPower Financing considers factors like academic performance and future earning potential when evaluating loan applications.

Current stats: 190+ eligible countries of citizenship. 6,000+ students have graduated with MPower loans, and 45% of graduates work in STEM. Over $363 million in student loans disbursed.
Supported schools: Over 400 universities and colleges in US and Canada supported
Maximum amount: get a minimum of $2,001 and a maximum of $100,000
Ease of application process: application is 100% online and can be completed within 20 minutes.
Eligibility and conditions: loan only supports a 2-year program (PG diploma and master) and does not require a collateral or cosigner.
Eligible countries: students from over 190 countries are eligible.
What does the loan cover: loan can be used for the entire study cost, including tuition, accommodation, books, meal plans, and health insurance.
Interest rates – fixed interest rates that will never increase once approved. The current rate is 12.99%. (APR 13.98%)
Repayment term: Interest-only payment 45 days after disbursement to build your credit history. Then start repaying the loan 6 months after graduation over 10 year period. There is no prepayment penalty.
Support: get a visa support letter and career development guidance after the loan is approved.

However, if you are in the process of applying for a loan, to get responsive support, you are better off applying through an MPower partner like us, for personalized support and faster response.

As an official MPower partner, we offer fast response time through our WhatsApp contact and email at no cost. So far in 2023, we have helped students from Nigeria, Ghana, Kenya, Rwanda, India, and many other emerging countries get approval for over $2 million in student loans to study abroad for postgraduate programs in US and Canada.

Click here to learn how we can help you get MPower student loan.

2. Prodigy Finance

Prodigy Finance is another popular student loan provider, launched in 2007, that specializes in providing international student loans to students from various countries, including African students. They offer loans without cosigner or collateral for students studying at top schools in countries like the US, Canada, the UK and others. Students are accessed based on their future potential.

Current stats: 28,000+ students from 150 countries served. $1.5 billion student loan disbursed with 86% of students from emerging market countries.
Supported schools: 350+ top universities in the US, UK, Canada, Spain, Belgium, France, Italy, Germany, Singapore, China, UAE, and India are supported.
Maximum amount: The maximum loan amount that an international student is able to borrow from Prodigy Finance depends, in part, on the university and programme they pursue. In some cases, this may be up to 100% of the total Cost of Attendance, which includes tuition plus living expenses, as provided by the university.
Ease of application process: application is 100% online.
Eligibility conditions: loan only supports masters in Business, STEM, Public Policy, Law and Health Sciences and does not require a collateral or cosigner. Loan decision is based on your future career potential.
Eligible countries: you must come from one of the supported countries. Over 100 countries are currently not supported. See list of ineligible countries here.
What does loan cover: loans can cover up to 100% of tuition fees and living expenses
Interest rates: variable interest rate. The current rate is 13.37% (APR 14.96%)
Repayment term: Payments don’t start until 6 months after classes end if you study full-time. Flexible repayment terms – 7 to 20 years. Pay early to save on interest.
Support: get a visa support letter.

A Note about interest rates

There are two types of interest rates used by different loans and lenders to determine the interest value:

Fixed interest – this is a flat rate. The interest rate you pay won’t change over time; if it’s 10%, it’s always 10% until you’ve repaid your loan in full.
Variable interest – this interest changes over time, taking into account various market factors.

Private student loans come with fixed or variable interest rates.

The downside of no-collateral, no-cosigner student loans is that they often come with higher interest rates compared to student loans that require them. This is because loan companies take higher risk when they don’t require collateral or cosigner.

If you can provide a cosigner for your loan application, you are likely to get lower interest rates. Let’s take a look at some of the popular international student loans that require a cosigner.

International Student Loans That Require A Cosigner

If you don’t have a problem providing a co-signer for your student loan, here are international student loans that require a cosigner.

1. Ascent Student Loans For International Students

International students attending U.S. colleges and universities may be eligible for private student loans with Ascent. Ascent offers several student loan options for international students, particularly for graduate studies. The lender offers a wide range of repayment terms, which can vary based on your loan type, and borrowers can postpone payments after graduation for up to 9 or 36 months, depending on the loan program.

You’re eligible for an international student loan if you are not a U.S. citizen or U.S. permanent resident, and if you have a creditworthy cosigner who lives in the U.S. and meets additional requirements. Your cosigner must:

Be a U.S. citizen or U.S. permanent resident.
Have a minimum credit score. The minimum score required is subject to change and may depend on your credit score.
Meet a minimum gross annual income.
Be able to submit satisfactory proof of income.

More about Ascent student loan.

2. Discover Student Loans For International Students

Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. International students require a creditworthy cosigner who is a US citizen or permanent resident. They also cover up to 100% of all of your school-certified college costs. International students do not need a Social Security number to apply. More about Discover Student Loan.

3. Citizens Bank Student Loan For International Students

Citizens Bank is another option for both undergraduate and graduate international students to consider. Rates are reasonable and borrowers have the option of choosing among multiple repayment terms.

To be eligible for a Citizens Bank student loan, international students must have a creditworthy cosigner who is a U.S. citizen or permanent resident. You cannot have any prior student loan defaults. Your cosigner must have a reasonably strong credit history. More about Citizens student loan.

If you choose student loans that require a cosigner. The interest rate you get will depend on the credit of the borrower and/or the cosigner. Good credit can mean getting a better interest rate on a private student loan, which will save you money on interest.

If you don’t have good credit, you can look at specific private loan options for international students with bad credit or no credit or who can’t get a cosigner.

Generally, remember to carefully review the terms and conditions, interest rates, repayment options, and eligibility criteria for each lender before making a decision. Additionally, consult with your educational institution’s financial aid office for more information and guidance on loan options available to African students.

We can help you through your MPower Financing student loan application or any question you may have about student loans for African students. Click here to learn more.