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Liberty Okechukwu

The Ultimate Guide to Writing a Scholarship Essay With Real Samples 2026

October 27, 2025 by Liberty Okechukwu

If you are seeking a scholarship to study in the best schools abroad, then you need to write a scholarship essay. This essay shows your level of experience and the level of interest you have. 

In this article, I will show you how to write a scholarship essay with samples. 

SAMPLE QUESTION 1: Give an example of your career goals and explain how obtaining this scholarship or certificate will help you reach them.

My name is John Mandia. As a healthcare student at the College of Lagos, I intend to transfer to a four-year university overseas. My academic goals include earning a bachelor’s degree in biological or health sciences, which will help me in my pursuit of a job as a doctor. However, my professional goal is to eventually offer low-cost healthcare to underserved populations in Africa, particularly in rural and impoverished areas. But I’m positive that I won’t be able to fulfil my professional ambitions if I don’t finish my college degree.

Since helping people and enhancing their quality of life has always been my passion, I made the decision to pursue a career as a doctor. I therefore think that choosing such a career will provide me the chance to better understand the medical needs of the community and contribute to improving its health conditions. After earning my medical degree, I hope to focus on nephrology, the study of the kidney, and use what I learn to help with kidney research and kidney disease treatment in Africa, where access to specialised care is still scarce.

In addition, I wish to support marginalised communities in Nigeria and other African nations that face everyday challenges in providing for their families and have little access to high-quality medical treatment. Establishing a free community clinic that offers reasonably priced medical help to patients from all backgrounds and financial situations is the first health project I intend to complete in my medical career. In order to avoid diseases like diabetes and heart disease, the clinic will provide free consultations, free or inexpensive medicines, and nutrition instruction. Additionally, I plan to establish a medical aid fund to help patients who cannot afford surgery or urgent care, as well as provide translators for patients who speak local languages.

The establishment of a non-profit organisation that arranges medical internships for African medical students, enabling them to visit isolated areas throughout the continent to offer free healthcare services, is my second main career objective. I also plan to increase nutrition education and preventive medicine to reduce malnutrition among children, especially in rural and indigenous communities. Young people’s physical development will be enhanced, and long-term solutions to health issues will be offered.

I am aware that without earning my medical degree, all of my aspirations will remain just that—dreams. I am therefore determined to put in a lot of effort in my studies and look for chances, like this scholarship, that will enable me to achieve my objectives.


Read On: How Can I Find a Professor to Write My Scholarship Acceptance Letter?

SAMPLE QUESTION 2: What do you find to be the most difficult part of going to college? What steps have you taken to get past that obstacle?

After I finished secondary school, I was convinced that I would need to be tenacious and committed to achieving my career goals if I wanted to pursue further education. But without the assistance of my extended family, I would not be at this stage of my studies. They have contributed to giving me a respectable standard of living, together with my parents’ assistance. My mother is a petty merchant and my father is a carpenter in my hometown, but their income is insufficient to support my medical education. I therefore look for jobs and scholarships that will assist me in finishing my college education and cover our household expenses.

As a result, when my senior year of high school rolled around, I was not really ready for college. I didn’t know that I needed to talk to a school advisor about attending college or look for scholarships to pay for my education. I was not familiar with the tests I had to take, including the SATs, ACTs, and even college assessment exams. However, after researching this information online and talking to college advisors, I have learnt about all of these strategies that help students finish their higher education.

Searching for a job was one of the first things I did to get past the difficulties of being a low-income student. As I previously stated, my parents are low-income earners who had to take on additional tasks, such as small-scale farming, to keep up with the bills and maintain our home. In order to operate a printing and photocopying business in our town, I used my funds to purchase a laptop and a printing machine, which I continue to run to this day. I am able to attend college full-time because of the flexible schedule this firm provides. In addition, I tutor other college students in chemistry or maths to help pay for my family’s necessities.

Even though I’m always looking for more employment and scholarships to help pay for my education, I’m thankful to find chances like the one your foundation offers kids. It gives me the impression that I’m not travelling alone to achieve my academic objectives.


Read On: How to Write a Winning Statement of Purpose (SOP) – with samples

SAMPLE QUESTION 3: What makes you deserving of receiving a scholarship? Please list any leadership qualities, community service projects, academic accomplishments, or other personal traits that demonstrate your merit for this scholarship.

I think I should be chosen for one of your foundation’s scholarships because, as a diligent student, I promise to make the most of the opportunity the scholarships will present. In addition, I am a student who consistently strives to enhance the quality of life in my community through volunteer work in addition to my diligent academic pursuits.

I attempt to combine my love of learning with my drive to serve others because I think that education is the path to success. I therefore made the decision to assist in the founding of AfterSchoolAfrica, a non-profit organisation that offers higher education resources to parents, teachers, and students of all immigration statuses. In order to create a more informed community about the measures required to obtain a higher education, we, along with other college and university students and advisers, made the decision to band together and form such an organisation.

My duties as a member of the organisation include organising and facilitating educational talks, researching scholarships for students from all backgrounds, maintaining a scholarship list on the AfterSchoolAfrica website, and translating any AfterSchoolAfrica materials, such as a 60-page student resource guide. Education should be a right, not a privilege, in my opinion; thus, I feel compelled to act when I witness people being denied the opportunity to pursue higher education. I therefore choose to be an active member of AfterSchoolAfrica mostly for this reason.

Furthermore, I have also held various leadership positions in community organisations. I worked as a programming intern for the university’s leadership programme from 2009 to 2010, where I organised and coordinated social activities for the students that took part. In addition, I directed group talks about social justice as a project facilitator for an anti-discrimination club and arranged social, cultural, and community service events for the school while serving as the vice president of the student government at my community college. Before this, I was in charge of planning campus community service events, like blood drives and a monthly street cleanup in the local area, as the Student Government’s Community Service Chairperson.

Finding possibilities like the one your organisation offers to students like me who are always battling for the right to an education makes me happy. I’m tenacious and will keep putting in a lot of effort till I accomplish my professional objectives. In order to continue on my journey to becoming a doctor, I hope to be awarded a scholarship from your foundation.

Filed Under: News Tagged With: Scholarship Essay

How Much Does It Cost to Live as a Student in Sweden (Budgeting, Living Costs, & Money-Saving Tips)

October 8, 2025 by Liberty Okechukwu

Planning your studies in Sweden involves understanding the cost of living. Despite Sweden’s high living expenses, students can manage costs through budgeting and smart choices. This guide outlines typical monthly expenses related to accommodation, food, transportation, and leisure, providing practical tips for maintaining a budget. While some commodities are pricier than the European average, effective planning allows newcomers to adapt easily to life in Sweden.

Read Also:

How Can I Find a Professor to Write My Scholarship Acceptance Letter?

10+ Questions to Ask Your Study Abroad Consultant

Which is better for international students: studying in Germany or the UK?

Study Abroad Agents & Consultants in Nigeria

What is the Monthly budget for a student in Sweden

This guide will assist you in estimating your approximate monthly living expenditures if you are travelling to Sweden for academic purposes. Please be aware that this is an estimate and not a precise figure for all Swedish students.

Budget breakdown

Accommodation

Rent prices can vary greatly, and in general, the more central a flat or room is, the more expensive it will be. A rough estimate: 

  • Housing for students, single-family 4000–7500 SEK ($424.80 – $795)
  • Private houses, tiny apartments, and student housing 6,000–10,000 SEK ($636–$1,060)

Telephone and internet

Although phone and internet service fees can vary significantly, expect to pay at least SEK 400 ($43) per month. In Sweden, internet access is typically not included with flat rentals. 

Food

Naturally, the frequency of eating out, cooking, and other factors will have a significant impact on your monthly food expenses. It wouldn’t be unusual to spend between SEK 3000 and 4000 ($320.52—$427.36). The lower estimate is based on the assumption that you cook most of the food yourself. 

Public transportation

A monthly pass for public transit in Sweden costs about SEK 625 ($66.28) for students. Within the city borders, you can use the pass to travel by bus, tram, and ferry. 

Clothes, entertainment, insurance, care, and additional costs

Although this price may vary, it should come to at least SEK 2,500 ($265.11).

Total for the month

This puts your monthly total between SEK 10,525 and 17,525 ($947 – $1,577). Note that this is just an estimate.

How to Get Funding, Work, and Residence Information for International Students

#1. Residence permit maintenance requirement

Students who must apply for a residence permit for their studies at the Swedish Migration Agency must demonstrate that they have enough money to cover their living expenses while in Sweden. 

#2. Working during your studies

Students from the EU and EEA, as well as those from other nations, who possess a valid study-related residency permit, are permitted to work in addition to their studies. But you shouldn’t assume that you’ll be able to get part-time work. Particularly if you are new to Sweden, you must be able to maintain yourself without relying on receiving additional income. 

#3. Scholarships

During the admissions process, you can apply for scholarships for students who pay fees. Once you have registered as a student, you can also apply for minor scholarships. 

  • Scholarships for intermational students in Sweden

Other Things to Note While Studying in Sweden

In Sweden, money is not king.

One thing to keep in mind is that “card is king” in Sweden. It can be challenging to pay with huge sums of cash, so avoid bringing them. Visa and Mastercard are the most widely used and recognised debit and credit cards in Sweden. Please be aware that American Express and Maestro cards may be subject to certain limitations. 

Online purchasing, contract signing, and money transfers

In a foreign country, online shopping, contract signing, and bill payment might be challenging. “Hallå konsument” is a nationwide service that provides information about Swedish consumers’ rights and responsibilities in a variety of languages. 

Tips on saving money in Sweden As An International Student

One of the reasons why sometimes people postpone their dreams is the thinking of “the money is not enough”. However, many times that can be solved simply by controlling expenses. In this blog, I will give some budgeting tips to keep your expenses as a student in Sweden at the minimum. Therefore, you will be able to enjoy this beautiful country without worrying about your pocket.

#1. Housing

Depending on whether you want an apartment for yourself or may share it with two or more people, housing costs in Sweden’s major cities can be extremely high.

The best way to save money on housing as a student in Sweden, I must say, is to rent a room in the university housing. The rent for a single student in these rooms ranges from SEK 3,000 to SEK 7,000 ($282.34—$658.83). However, it’s always the less expensive choice.

#2. Groceries – food

The price of groceries and food is mostly depends by your diet and level of willingness to prepare meals each day.

My recommendation would be to cook and freeze the food since it will help you save a lot of money. Cooking with friends also helps you eat better and save money while also enjoying the experience.
Furthermore, you can enjoy yourself with your pals without always purchasing meals, so you don’t actually need to spend what they do. Additionally, you’ll observe that the majority of Swedish individuals prepare their own meals, with large gatherings typically requiring lunch or supper to be eaten outside.

#3. Books

Books shouldn’t be a financial concern for colleges because the majority of the resources they need are available online or in university libraries. However, you should keep in mind that e-books and PDFs are not particularly inexpensive if you prefer traditional books.

I would suggest looking for used books or books written by previous students if you plan to purchase or spend money on university-related books. On the other hand, if you enjoy reading poetry, novels, and other works of literature, I would suggest getting an e-reader.

#4. Transportation

You can avoid paying for transit altogether if you live in a small Swedish city or if you frequently cycle or walk. In order to save money on transit, some favour paying for apartments close to the institution.

Additionally, new students typically visit during the first month; therefore, the monthly ticket will be a very good deal.

#5. Mobile and gym

In Sweden, mobile phones are not too expensive; if you are a student, you will have more possibilities. Your future institution will give you a SIM card when you get to Sweden, but you are not required to use it. Instead, I advise you to be patient and look for other offers. In addition, the internet in Sweden is fantastic; it is available for free at coffee shops, squares, libraries, and, of course, universities. You will always be able to stay in touch in this way.

#6. Gym

Another problem is the gym in Sweden, where you will see a lot of people training and going to the gym. It is not as expensive, as there are student deals starting at 200 SEK ($21) per month, which I think is reasonable. But since Sweden is known for its natural beauty, it’s essentially a free gym.

You can run around lakes or forests to stay in shape without paying to join a gym. Hiking and strolling across the city are also rather common in Sweden. Lastly, you can try looking at student housing that has amenities like saunas and gyms.

#7. Leisure

We may now discuss lifestyle! You alone have the authority to manage your spending during your free time.

I think it’s a fantastic idea to recommend activities to your pals where everyone can split the cost. You can also find some great offers in Sweden called “afterwork”, where you can get pizza or a buffet for just one beer. You can also try to arrange a picnic or dinner with friends as well.

Furthermore, I think it’s good to occasionally spend time by yourself, such as at parties or elegant dinners. You can attempt various low-cost activities for the remaining weeks.

Extras and Final Thoughts

Remember that the first month in Sweden is always the most costly; don’t panic and be ready; once you’ve settled in, you’ll undoubtedly find a balance.

Make an effort to purchase hygiene items (shampoo, toothpaste, soap, etc.) on a monthly basis. You won’t have any issues with your monthly budget if you purchase these things from the start for roughly six months.

Additionally, try to purchase clothing in your home country. Sweden occasionally has sales, but they are not particularly affordable. Another option is to purchase from second-hand stores, where you can find items in excellent condition and at a very low cost.

Lastly, because a lot of people are continually moving out and they sell a lot of items at good rates, there are offers in Facebook groups or markets.

Budgets can vary greatly, but that doesn’t mean you can’t enjoy Sweden. I hope this guide will help you figure out how much you can spend there.

Filed Under: Uncategorized Tagged With: Study Abroad, Study Guide

How Can I Find a Professor to Write My Scholarship Acceptance Letter?

September 24, 2025 by Liberty Okechukwu

An acceptance letter is not just a document; it’s a strategic advantage that can set your application apart from hundreds of others. Before you may apply for many prestigious postgraduate scholarships, like NL and MEXT, you must have an acceptance letter from a university professor. Your chances of getting that scholarship go higher when you have an acceptance letter. It shows that the faculty is ready to supervise your research.

This article will show you how to locate professors to get your acceptance letter, how to choose the best one, and how to get in touch with them.

Read Also:

  • MasterCard Foundation & Wema Bank Nigerian Youths Program 2025 (Free enterprise training for 50,000 young women in business)
  • Join the Matrix Energy Scholarship 2025 program at the Obafemi Awolowo University by the Abdulkabir Aliu Foundation (Masters & PhD)
  • Dominic Esangbedo Tertiary Education Scholarship 2025 for Undergraduates in STEM
  • Unilever Future Leaders Programme 2025 for All Countries
  • Tokyo Global Partner Scholarship Program 2026 at Tokyo Metropolitan University (TMU) for International Students ($12,210/year))

9 Ways to Find a Professor to Write My Scholarship Acceptance Letter

1. Recognize the importance of an Acceptance Letter

Knowing why an acceptance letter is such an important component of your scholarship application is crucial before you start looking for a professor. It is a formal requirement for many prominent postgraduate funding programs, so without it, your application might not even be taken into consideration.

Additionally, an acceptance letter is evidence that your proposed study is both practical and worthwhile when conducted under the supervision of a subject-matter expert. It lets scholarship committees know that your project is supported by a dedicated supervisor and has academic value.

Moreover, having a confirmed professor often boosts your admission prospects, as universities tend to prioritize applicants who already have a faculty member willing to mentor them.

#2. Identify Where to Find Professors

Finding the right professor is the most important step and here are the best sources:

SourceHow to UseExamples / Links
A. University WebsitesGo to official university site → Find department/faculty page → Look for “Academic Staff”, “Faculty Profiles”, or “Find a Supervisor”.University of Melbourne – Find an ExpertUniversity of Alberta – Find a Supervisor University of Glasgow – Staff A–ZWuhan University Faculty Nanjing University Faculty Beijing Institute of Technology (BIT) Faculty Donghua University Faculty Shanghai Jiao Tong University (SJTU) Faculty Shandong University Faculty
B. Scholarship Host University ListsScholarship sites publish lists of participating universities & supervisors.CSC (China Scholarship Council) DAAD EPOS Scholarships MEXT (Japan) Türkiye Scholarships
C. Dedicated Supervisor Search PortalsSearch engines to filter by research area & supervisor.University of Auckland – Find a Thesis ANU Researchers Portal University of British Columbia – Graduate School Directory
D. Academic & Research NetworksSearch by topic, filter by author, check affiliation & research projects.Google Scholar ResearchGate Academia.edu ORCID
E. Funded Project & Research Job BoardsProfessors with grants often recruit students through research boards.Euraxess FindAPhD.com Australian Research Council (ARC) NSF Awards Database (USA)
F. Social Media & Professional PlatformsFollow academics & hashtags to find open PhD/research positions.LinkedIn (search PhD position / Research Assistant)Twitter / X (follow #PhDposition, #PhDOpportunity, #AcademicTwitter)
G. Academic Conferences & JournalsCheck corresponding authors of recent papers; attend conferences.Elsevier Journals Springer Journals IEEE Conferences
H. Alumni ReferralsAsk classmates, professors, or alumni for introductions.LinkedIn Alumni Tool

#3. Identify Professors

The next step is to choose professors whose areas of expertise closely relate to the issue you have in mind and make sure their work is up-to-date and active by looking at their most recent publications from the previous three to five years. Verify if they have prior experience managing foreign students, as this frequently shows a willingness to work across borders. Verifying that they are connected to a department or program that qualifies for your desired scholarship is also crucial.

Make a Basic Tracking Spreadsheet to prevent duplication and maintain organization.
Include the following key details:

  1. Professor’s Name—Full name of the academic you contacted.
  2. University—The institution where the professor is based.
  3. Email Address – The contact email you used.
  4. Study Area / Research Field – The professor’s area of expertise.
  5. Date of Initial Contact—When you first reached out.
  6. Current Response Status—e.g., Waiting, Responded, Positive, Negative.
  7. Follow-Up Notes—Record reminders for next steps.

#4. Get Your Application Materials Ready

Before getting in touch, gather the following documents:

  • CV/Resume (1-2 pages, depending on the field of study).
  • A concept note or research proposal (one to two pages for initial contact).
  • transcripts of academic work.
  • Proof of language ability (if available).
  • List of publications (if any).

#5. Get in contact with the Professor

To request an acceptance letter, send the following email:

  • (200–250 words) brief
    • Personalized (discuss their particular study)
    • Professional (formal tone, clear subject line)

The proposed subject line is:

“A prospective PhD student interested in [Research Area] has applied for a scholarship and requested supervision.”

#6. Keep in touch

  • Hold off on sending a courteous follow-up for 10 to 14 days.
    • Speak with several professors to improve your chances.
    • Thank them and ask if they can suggest a colleague if you receive a “no.”

#7. Time Is Everything

  • Three to six months prior to the scholarship deadline.
    • Some instructors have internal admissions deadlines.

Tips for Contacting a Professor for a Scholarship Acceptance Letter

  1. Choose Quality Over Title: A strong, personalized letter from a professor who knows you well is better than a generic one from a high-profile professor.
  2. Be Respectful of Their Time: Professors are busy, so be clear, organized, and appreciative.
  3. Clarify Expectations: Confirm they can write a strong letter; a lukewarm recommendation can hurt your chances.
  4. Diversify Options: Approach 2–3 professors in case one declines or is unavailable.

Read Also: How to get loans to study in the USA and Canada

Filed Under: News Tagged With: Scholarship

7 Questions to Help You Know if Studying Abroad Is Right for You

August 20, 2025 by Liberty Okechukwu

Studying abroad may seem like a nice and simple choice at first, but are you prepared for the hardships that lie ahead?  Before choosing to study abroad, there are a number of crucial factors to take into account.

You must determine whether studying abroad is the correct choice for you based on the expense, cultural differences, and distance from home. In actuality, it varies from person to person. The decision involves a lot of planning and consideration.

In this guide, we’ll highlight seven questions to help you determine whether studying abroad is the correct choice for you if you’re considering doing so. Clear out some of your core doubts by asking yourself these questions.

Read More:

  • The United States revokes 6,000 student visas, claiming links to crimes & terrorism
  • Your Ultimate Guide to Visiting the UK with a Standard Visitor Visa 2025
  • Which is better for international students: studying in Germany or the UK?
  • How Much Does It Really Cost to Study in the UK? A Complete Guide for International Students
  • Canada Proof of Funds Requirement for International Students 2025

If you intend to study overseas, these are some of the most important questions you should ask yourself.

#1. What Are My Academic Goals?

Consider your reasons for wanting to study abroad before submitting an application. Do you wish to participate in a program that isn’t available in your nation of origin? Or perhaps a degree from a university in your field that is internationally renowned? Having clarity in this area guarantees that your choice will assist your long-term goals.

Don’t be led by the notion of adventure. Make sure the degree you select actually improves your professional or personal goals because graduate schools are rigorous and you will be spending time, money, and effort.

#2. Can I Find Funding or Afford It?

Studying overseas requires a significant financial outlay. The costs of tuition, housing, food, travel, visas, and “settling-in” soon mount up. Nonetheless, financial aid, grants, and scholarships are available.

International students can receive full or partial financing from some governments, colleges, and charity organizations. Another choice is to take out a loan, but you will have to balance the cost of the loan against the worth of your degree.

Do a cost-benefit analysis every time. While tuition may be less expensive in some nations, living expenses may be greater. Others might provide substantial scholarships. The secret is to do thorough research before making a commitment.

#3. Am I Prepared to Live Away from Friends and Family?

When you are overseas, birthdays, family get-togethers, and cultural customs will feel strange. Therefore, you must honestly ask yourself, “How at ease am I with being away from home?”

Missing home is a common occurrence for nearly all students. Staying in touch becomes easier over time, particularly with social media and video conversations. But throughout those first few months, you’ll need to be resilient.

#4. How At ease am I with unfamiliar languages and cultures?

Studying overseas requires acclimating to different customs, cuisines, and viewpoints. You will flourish if you are inquisitive and open-minded, but it can be more difficult if you find change difficult.

You just need to strike a balance between sharing your culture and showing respect for others. Adapting does not imply abandoning it. One of the best things about studying abroad is this interchange.

Another factor is language. While mastering the local language is crucial in some locations, English can get you a long way. Even simple abilities can help you interact with locals and make daily living easier.

#5: Do I Want Career Opportunities Abroad?

Professional advancement is one of the main benefits of studying overseas. Graduates with international experience, intercultural competency, and flexibility are highly valued by employers.

Studying abroad can provide you a significant advantage if you envision yourself working for multinational corporations or in industries like business, research, or development. It broadens your professional network as well.

However, especially if you intend to return home, confirm that the degree and program you have selected are accepted in your nation. In this manner, your investment pays off no matter where your job takes you.

#6. Can I Solve Problems on My Own (Am I Independent)?

Living overseas entails overcoming obstacles by yourself, like finding housing, handling finances, completing paperwork, and occasionally even preparing meals for yourself. To live, you must be self-sufficient.

The move may be simpler if your university offers lodging or if you have family overseas. Even so, be ready for unforeseen difficulties. It is a component of the process of growth.

#7. Which Countries or Colleges Are Right for Me?

Not every study location will meet your objectives. Some nations excel in your particular field of study, some have more lenient visa laws, and some are more reasonably priced.

Consider more than just academics. Choose whether you want to travel while studying or if you want to live in a place that offers post-study employment chances. Do you also intend to return home or stay after graduation?

Your decision will be influenced by your responses. Do your homework thoroughly because where you attend might affect not just your academic performance but also your job and way of life.

Start With Us

Do you want to study abroad? Note that obtaining a bachelor’s degree or a master’s degree in this field helps to improve your chances in the labor market. Studying abroad is no joke for international students due to the cost. However, you can achieve your dreams without breaking the bank by applying for student loans, which you can pay for over as long as 10 years. 

MPower Finance and Prodigy Finance are some of the best student loan providers for international students. They also do not require a cosigner or collateral before an application. Reach out to us today, and let’s help you get started. 

Filed Under: News Tagged With: Study Abroad

How Much Does It Really Cost to Study in the UK? A Complete Guide for International Students

August 4, 2025 by Liberty Okechukwu

Dreaming of studying in the UK? From world-class universities to a vibrant multicultural lifestyle, the UK remains a top destination for international students. But before you pack your bags, there’s one big question you need to answer: How much will it cost?

Studying in the UK isn’t just about tuition fees. There are also living expenses, visa fees, health insurance, accommodation, and more. Whether you’re planning an undergraduate or postgraduate degree, this guide will give you a realistic breakdown of what to expect, including tips on budgeting, funding options, and how to make your money go further as a student.

📌 Read on to get the facts and plan smart for your UK study journey.

Now let’s look at how much it will cost you to study in the United Kingdom.

Read More:

Canada Proof of Funds Requirement for International Students 2025

10+ Questions to Ask Your Study Abroad Consultant

Which is better for international students: studying in Germany or the UK?

How Much Does It Cost to Study in the UK?

#1. Tuition & Course Fees

The cost of UK tuition fees varies depending on your level of study and the location of your studies. For instance, degrees in the arts and social sciences are typically the least expensive, whereas those in laboratories and clinical settings are typically the most expensive.

Note that the cost of UK courses varies according to your level of study and the location of your studies.

Undergraduate:

The cost of tuition for international undergraduates ranges from £11,400 to £38,000.

Undergraduate degree programs typically run three years in England, Wales, and Northern Ireland, and four years in Scotland.

Postgraduate:

The cost of tuition for postgraduate studies abroad ranges from £9,000 to £30,000.

In the UK, a lot of postgraduate degree programs can be finished in a single year of full-time study. There are financial and professional advantages to this. The costs of a one-year master’s degree are often lower. Compared to a conventional two-year master’s degree, it provides the opportunity for quicker entry or re-entry into the workforce.

Since tuition costs differ depending on the course and the institution, we advise you to look up specific information on the website of the college or university you are applying to.

💷 Tuition Fees & Cost of Living

LevelTuition Range (per year)Living Costs (per month)
Undergrad£11,400 – £38,000£900 – £1,300
Postgraduate£9,000 – £30,000£1,000 – £1,500

#2. Cost of Living.

The UK government website states that you should budget:

  • £1,334 a month in London for a maximum of nine months, or £12,006 overall;
  • £1,023 a month outside of London for a maximum of nine months (£9,207 total).

#3. The amount of money needed to obtain a student visa

It could be necessary for you to demonstrate that you have sufficient funds to pay for your living expenses for the duration of your study.

You will need additional funds for each member of your family if you intend to bring them to the UK.

You can provide official records such as bank letters or statements that demonstrate that you have had the necessary funds for 28 days in a row without going over the limit. Additionally, the document must have been issued no more than 31 days before the day on which you want to apply for a visa.

#4. Costs of Accommodation.

The cost of your accommodation will probably be your biggest ongoing expense. International students can choose from a variety of housing alternatives in the UK:

Types of accomodationFeaturesProsConsAverage Weekly Cost
University-Managed Halls of ResidenceOn-campus or university-affiliated housing often includes utilities and meal options.Convenient, budget-friendly, social environmentLimited availability, may require early application£120 – £250/week
Private Student HallsProfessionally managed buildings exclusively for students, often modern with amenities.High convenience, modern facilities, located near campusesOften more expensive than university halls£180 – £300/week
Shared Houses/Flats or Solo RentingRenting a room or flat with other students or independently off-campus.More independence, variety in location, and sizeHigher rent, utility bills separate, more responsibilities£100 – £300+/week

Even while international students are given preference when it comes to housing, there is no assurance that you will find accommodations after you arrive in the country.

Therefore, you should make your housing arrangements in advance to prevent having to postpone your studies.

The residence halls at many universities are first-come, first-served. You have a better chance of finding housing on campus and taking advantage of more economical options if you apply early.

#5. Travel costs

Traveling around the UK is a popular study abroad activity for international students. Flights, local transit, and excursions with visas are examples of travel expenses. Additionally, you might require travel insurance.

For Domestic travel

The place you select to study in and the amount of sightseeing you decide to do might have a significant impact on your monthly travel expenses. Fortunately, you may typically take advantage of student discounts.

In bigger cities like London, these discounts may be common knowledge and easily accessible, while in smaller towns, they may only be available through your university, so make sure to check the specifics on the university website.

For International travel

You can get better bargains by looking into flight alternatives, student discounts, and making reservations in advance.

For possible airfare savings, think about buying season tickets or student travel cards. 

#6. Healthcare surcharge

International students must pay for the Immigration Health Surcharge (IHS). You can use the National Health Service (NHS) when you’re in the UK thanks to the IHS.

You’ll have to pay:

  • £776 per year for students, their dependents, and those on a Youth Mobility Scheme visa
  • £776 per year for visa and immigration applicants who are under the age of 18 at the time of application
  • £1,035 per year for all other visa and immigration applications

The surcharge amount is subject to change and depends on the duration of your visa. More information about it is available on the UK government website.

Filed Under: News Tagged With: Study Abroad, UK

Canada Proof of Funds Requirement for International Students 2025

July 17, 2025 by Liberty Okechukwu

Proof of funds is one of the most crucial requirements for your student visa as an international student intending to study in Canada. This is how Canada guarantees that you won’t have financial difficulties while you’re a student.

As of September 1, 2025, Canada is implementing more stringent financial restrictions for international students. This amendment is to ensure that all prospective students are prepared financially for life in Canada, including everyday expenses and emergencies, in addition to school.

The recently revised proof of funding standards for Canada are examined in this article. But before we move on to these new requirements, you need to understand what proof of funds is.

Read: EdXtra: Get Proof of Funds in Nigeria Within 24 to 48 Hours (Up to N150M)

What is Proof of Funds?

Proof of funds is a document that indicates that you have sufficient funds to cover your tuition and maintain a comfortable standard of living in Canada. This is how the government ensures that students are not working illegally or experiencing financial hardship.

You must demonstrate that you (or your sponsor) are able to pay for your first year’s tuition, living expenses, and return transportation when you apply for a study permit in Canada.

Note that your visa may be denied if you are unable to produce credible documentation.

Read More: It will now be more difficult for foreign students to transfer schools in Canada: Read Why

The importance of Proof of Funds for Foreign Students

Many students don’t realize that one of the main causes of study permit applications being denied is inadequate proof of money.

Canada wants to make sure you won’t become a financial burden, rely on illicit labor, or overstay your visa. Providing evidence demonstrates your readiness for student life and helps to establish trust.

You can concentrate on your studies rather than worrying about rent or food when you are financially prepared.

Read More: How to Pass Your Scholarship Interviews (10 Tips)

Updated Canada Proof of Funds Requirements for 2025

The minimum amount of money students must demonstrate for living expenses in Canada will increase from CAD 20,635 to $22,895 for a single application as of September 1, 2025. This change only affects the cost of living.

Your financial proof must increase with the number of family members you bring. For instance, you will require a minimum of $35,040 if you are traveling with a spouse and one child.

This update is a part of Canada’s endeavor to ensure that overseas students are adequately prepared for living in a new country, both financially and academically.

How Much Funds Do You Need for a Canada Study Permit in 2025?

The table below shows how much you need for the Canada proof of funds:

People Included in Your ApplicationRequired Funds (Per Year)
You (Student Only)$22,895
You + 1 family member$28,502
You + 2 family members$35,040
You + 3 family members$42,543
Additional Person+ $6,170 each

Add this sum to your projected travel expenses and first-year tuition to get your overall proof of funds. For instance, you need to have a minimum of CAD $37,895 as proof of funding if your tuition is $15,000.

Required Documents for Canada Proof of Funds

You must provide convincing proof that you can pay for your tuition, living expenses, and travel expenditures for your Canadian study permit (study visa) to be granted. You must verify at least one of the following documents to the IRCC:

  • Proof that you have paid the tuition and housing costs
  • Guaranteed Investment Certificates, or GICs, from a reputable Canadian firm
  • Four months’ worth of bank statements
  • Evidence of an education loan from a reputable lender
  • A bank draft that can be changed to Canadian dollars and is in your name
  • A letter attesting to financial support from a sponsor or educational institution
  • Evidence of a Canadian bank account, if money has been sent there already
  • If eligible, a scholarship or a letter of Canadian financing

If your program is longer than a year, you will need to demonstrate full payment for the first year. This is a very mandatory and non-negotiable process.

Other Supporting Documents You Might Require

Depending on your circumstances, the IRCC may also request additional documentation to back up your financial statements and personal history. These consist of:

  • A letter outlining your study strategies, financial preparedness, and understanding of your obligations as a student
  • If necessary, a medical examination result based on your nation
  • For children under the age of eighteen studying in Canada, a Custodianship Declaration (IMM 5646)

You must also give evidence of your legal status in the nation from which you are applying, if it is not your native country. A re-entry permission granted by the nation of their passport may also be required for certain applicants.

Additionally, you must provide documentation proving that you are permitted to lawfully withdraw funds to cover your expenses if your nation has foreign exchange restrictions. Studies in Canada.

FAQs on Canada Proof of Funds for study, work, visit, and immigration purposes:

❓ How much is needed for a Canada proof of funds in 2025?

For Express Entry (e.g., FSW or FST), you must show funds depending on your family size. For a single applicant, it’s CAD $13,757 (2024). Then for students, it’s CAD $20,635 for a single applicant (first-year tuition + living expenses). While for visitors, there’s no fixed amount, but CAD $100–150/day is advisable.

❓ What is considered “proof of sufficient funds” for Canada?

Proof of sufficient funds refers to official financial documents that show you have enough money to cover your tuition, living expenses, and travel (if applying for a study, visit, or work visa). Acceptable forms include:

  • Bank statements (past 4–6 months)
  • Fixed deposits
  • Bank drafts
  • Loan letters
  • Proof of scholarships
  • GIC certificate (for SDS stream)

❓ What is the minimum bank balance for Canada student visa from Nigeria?

As of 2024, Nigerian students must show a minimum of CAD $20,635 (approx. ₦24 million NGN) for living expenses, plus 1 year of tuition fees, and return ticket funds. For students with dependents, add:

  • CAD $7,000 for the first family member
  • CAD $3,500 for each additional dependent

❓ How many months of proof of funds do I need for a Canada student visa?

You should provide at least 4–6 months of bank statements showing stable balances and income flow. Sudden large deposits may raise red flags unless properly explained (e.g., sale of property, sponsorship, gift deed).

❓ Does Canada verify proof of funds?

Yes. Canadian visa officers can verify the authenticity of your financial documents with your bank. Fake or unverifiable statements can lead to refusal and even bans for misrepresentation.

❓ What causes rejection due to proof of funds?

Common reasons include:

  • Insufficient balance
  • Lack of transaction history
  • Suspicious or sudden deposits
  • Unsupported sources (uncleared loans, unverifiable gifts)
  • Bank statements not in your name or the sponsor’s name without relationship proof

❓ Can I use a sponsor for my proof of funds?

Yes. If you’re using a parent, relative, or employer, provide:

  • Their signed sponsorship letter
  • Their bank statements
  • Proof of relationship (e.g., birth certificate)
  • Their ID and employment/income details

❓ Can I use property or assets as proof of funds?

No. Immovable assets like land, cars, or houses are not acceptable. Proof of funds must be liquid and readily accessible cash or bank equivalents.

❓ How much proof of funds is needed for a Canada work permit?

For most work permits, proof of funds is not required if you already have a job offer. However, open work permit applicants (e.g., SOWP) may need to show funds for initial stay and settlement.

❓ What if I’m traveling with family for a student visa?

You must add:

  • CAD $7,000 for your spouse
  • CAD $3,500 for each child
    Ensure your proof of funds covers everyone’s expenses for at least the first year.

Filed Under: News

Which is better for international students: studying in Germany or the UK?

July 4, 2025 by Liberty Okechukwu

With a vast array of academic and professional options, the UK and Germany are two of the best places in the world for international students to study. Even while both nations are renowned for their top-notch colleges and high standards of education, there are some significant disparities between them, particularly in areas like living expenses, tuition costs, and even student life.

Selecting the appropriate place to study in is a significant decision for international students. This decision influences not just your academic performance but also your daily life, prospects for the future, and the type of life you will lead while studying overseas. 

We will examine the main aspects of comparing Germany and the UK so you will get a comprehensive understanding of each destination, allowing you to select the one that best suits your objectives and financial constraints.

Read Also:

  • McDonald Fellowship 2026 by MS International Federation for low- and middle-income countries
  • Saudi Arabia Prince Sultan University Scholarship 2025–2026
  • Applications Now Open: Deakin University Postdoctoral Research Fellowship 2026
  • DAAD EPOS Scholarship at Freie Universität Berlin for Developing Countries in Germany 2026/2027

Comparison Table: Study in Germany vs. UK for International Students

CategoryGermanyUnited Kingdom (UK)
Academic ReputationTop-ranked in STEM, strong research focus (Technical University of Munich (TUM), Heidelberg University, Ludwig Maximilian University of Munich (LMU Munich))Globally prestigious (University of Oxford, University of Cambridge, London School of Economics and Political Science (LSE)), broad academic offerings
Tuition FeesPublic universities mostly free; small semester fee €150–€350; Private unis up to €20,000/year£10,000–£25,000/year; Medicine/MBA up to £38,000
Cost of Living (Monthly)€850–€1,100 (includes rent, food, insurance, etc.)£1,000–£1,400 (London higher)
Work During Studies120 full days or 240 half days/year20 hours/week during term; full-time during holidays
Post-Study Work Options18-month job seeker visa; eligible for Blue CardGraduate Route visa (2 years or 3 years after PhD); can switch to Skilled Worker visa
English Language RequirementIELTS: 5.5–6.0, TOEFL: 80+IELTS: 6.0+, TOEFL: 100+
Standardized Test (If Required)SAT: 1050+, ACT: 18+, GMAT: 550+, GRE: 300+SAT: 1100+, ACT: 16+, GMAT: 550+, GRE: 160+
Eligibility for Master’sBSc with GPA 3.0+, English proficiency, work experience preferredBachelor’s degree with GPA 3.0+, SOP, work experience, LORs
Visa RequirementsGerman Study Visa with proof of fundsTier 4/Student Route visa with CAS & proof of funds (£9,207+–£12,000/year)
Top UniversitiesTechnical University of Munich (TUM), Ludwig Maximilian University of Munich (LMU Munich), Karlsruhe Institute of Technology (KIT), RWTH Aachen University, Heidelberg UniversityUniversity of Oxford, University of Cambridge, London School of Economics and Political Science (LSE), Imperial College London, King’s College London (KCL), University of Manchester
ScholarshipsDAAD, Erasmus Mundus, university-level fundingChevening, Commonwealth, Gates Cambridge, university-specific awards
Best ForAffordable STEM-focused education, research-driven, long-term settlementPrestigious degree, strong in humanities/business, global exposure

Filed Under: News Tagged With: Germany, UK

How to Manage Your Student Loans in Nigeria

June 18, 2025 by Liberty Okechukwu

In Nigeria, handling and repaying an educational debt necessitates proactive communication with the lender, cautious planning, and financial discipline.

The following actions will assist you in efficiently handling and repaying your student loan:

1. Make a Plan for Repayment

Based on your financial status, future income, and other commitments, create a reasonable repayment schedule. When figuring out how much you can afford to pay each month toward your loan, take into account things like your monthly income, living expenditures, and other debts.

2. Manage Your Money Sensibly

Make a budget to keep track of your earnings and outlays and set loan repayment as a top priority. Reduce wasteful spending, live within your means, and set aside a certain amount of your monthly income to pay back your loans.

3. Make sure you pay on time.

Pay your school loans on time to prevent fines, late fees, and harm to your credit report. To make sure you never forget a payment deadline, set up automatic payments or reminders.

Read Also: Student Loan Comparison: Mpower Finance or Prodigy Finance?

4. Examine your options for repayment.

Get in touch with your lender to discuss other repayment choices, such as income-driven repayment plans, loan consolidation, or deferral or forbearance options, if you’re having trouble making your payments or are experiencing financial difficulties. Depending on your situation, certain lenders could provide flexible repayment plans.

5. Examine Loan Forgiveness Initiatives

Examine your eligibility for any government or employer-sponsored loan forgiveness or repayment help programs. In exchange for meeting certain qualifying requirements, like working in particular industries or volunteering in underserved communities, these programs may provide you the partial or whole forgiveness of your loan balance.

Read Also: Top International Student Loans For African Students

6. Steer clear of default.

Serious repercussions may result from missing payments on your student loans, such as harm to your credit score, legal action from the lender, and wage garnishment. By keeping yourself updated on your loan situation, asking for help when necessary, and making your payments on schedule, you can prevent default.

7. Keep Up-to-Date

Keep yourself updated on modifications to Nigerian government policy, loan terms, and repayment alternatives pertaining to student loans. To make sure you’re on schedule to repay your loan, keep track of your loan balance, repayment status, and any updates from your lender.

You can successfully repay your debt while reducing financial stress and obtaining long-term financial stability by adhering to these guidelines and maintaining proactive loan management.

Read Also: How to Convert Your WAEC Grades for Your Study Abroad Application in the UK, USA and Canada

Filed Under: News

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